Interior water, master bed
Carrier estimate p.5, line 22. Agrees
For public adjusting firms in Florida and Texas
Every hour in the policy is an hour nobody pays you for.
We install a tool inside your firm that reads the policy, the carrier’s scope and the evidence, then hands your adjuster a cited first pass in minutes. Your adjusters review and sign everything.
Book a 20 minute call 20 minutes. No deck.
First pass Unsigned draft
Drip edge, eave
Photo IMG_2291 not in carrier scope
Code upgrade, decking
Ordinance and law, policy p.31
Recoverable depreciation
$4,182 held. Estimate p.7
Your adjuster verifies each line, then signs.
Three steps collapse. The rest stays yours.
Stage of the file Today With the tool installed
Intake, first contact You You unchanged
Read the policy, endorsements and limits You, unbilled First pass, minutes
Read the carrier’s scope, line by line You, unbilled First pass, minutes
Cross check photos and reports to line items You, unbilled First pass, minutes
Decide what to dispute You You unchanged
Write the supplement You, from scratch You, from a cited draft
Negotiate and sign You You unchanged
The judgment, the negotiation and the signature do not move. Only the reading does.
A first pass, checkable in minutes.
WHAT WENT IN
Policy
Carrier estimate
Site photos
Roof report
Proof of loss
FIRST PASS · VS CARRIER SCOPE unsigned
Drip edge, eave
Photo IMG_2291. Absent from carrier scope
Code upgrade, decking
Ordinance and law, policy p.31
Recoverable depreciation
$4,182 held. Carrier estimate p.7
Your adjuster reviews and signs. Nothing leaves the firm unsigned.
- Every line carries a citation: a page, a photo, a line number your adjuster can check in seconds.
- Where the file is thin, you get a specific request list, not a guess.
- Where the carrier is right, it says so. A first pass that disputes everything is as useless as one that concedes everything.
- 01
Workflow call
60 to 90 minutes. We learn your claim types, your templates, and how your firm actually works a file.
- 02
Build
2 weeks. Configured to your letterhead, your estimate format, your document conventions.
- 03
Training
Your team runs real files with us alongside.
- 04
Tuning
30 days of watching real usage and adjusting what your adjusters do not touch.
Fixed price, at a founding rate for the first firms. Half on start, the balance only after it is live and your team is trained.
What it is not
It does not decide coverage or value the loss. Your licensed adjusters do, and they sign everything that leaves the firm.
It is not a subscription platform your team has to learn. It is built around how your firm already works.
Your files stay yours. Private instance, isolated storage, never used to train anything, deleted on request.
The last install was measured by the client.
A European certification body runs the same kind of work you do: dense documents, hard deadlines, and a professional’s signature carrying the liability.
Last year they measured a 50 percent reduction in a verification workflow I deployed across 600 plus live files. They billed it monthly then, and still do.
Who builds it
I build document verification tools for regulated industries. Claims work is the next one, and the first firms get the founding rate.
You cannot raise your fee. You can raise how many files you close.
Your adjusters review and sign everything.
Book a 20 minute callPrefer email? pobor@loxdigital.com